Prefill: 6.5% expected inflation — the long-run (~30-year) India CPI average, per RBI / World Bank series, rounded.
True cost of a loan
A loan’s headline rate overstates its real cost, because you repay it with money that is worth less every year. This app discounts every rupee of interest back to today and shows what borrowing really costs in today’s money.
Enter a loan amount to see your result
- Total repaid
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- Interest
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- Headline cost
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- Real cost
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INTEREST PAID, IN TODAY'S MONEY — ACCUMULATING YEAR BY YEAR
